五、付费服务、宝豆与 iOS 支付规则
5.1 部分 AI 能力、报告生成、内容工厂、会员权益或其他高级功能可能消耗宝豆、会员权益或其他虚拟权益。具体价格、消耗规则、有效期、退款规则以购买页、订单页和后台配置展示为准。
5.2 宝豆和虚拟权益仅可在知芽成长内用于兑换或使用指定数字服务,不可提现、不可转让、不可兑换法定货币,不具备储值卡、预付卡或金融属性。
5.3 对于 iOS App 内购买虚拟商品、数字内容、AI 服务额度、会员权益等场景,我们将遵守 Apple App Store Review Guidelines,并通过 Apple IAP 或关闭相关入口等方式处理。iOS App 内不会引导用户通过微信、支付宝或其他外部支付购买虚拟商品或数字权益。
5.4 如您购买的是现实世界商品、线下服务或法律法规及 Apple 规则允许的非 IAP 场景,可能展示其他支付方式;实际展示以产品页面为准。
5.5 因网络延迟、第三方支付、Apple IAP、银行或风控等原因导致订单状态延迟的,请以订单中心和客服核验结果为准。
5.6 如您通过 Apple App Store 购买自动续订会员订阅,确认购买后将通过您的 Apple ID 扣款;除非您在当前订阅周期结束前至少 24 小时关闭自动续订,否则订阅会自动续订并按购买页或 App Store 展示价格扣费。您可以在 Apple ID 的“订阅”中管理或取消自动续订。
5. Paid Services, Beans, and iOS Payment Rules
5.1 Some AI capabilities, report generation, content tools, membership benefits, or other premium features may consume beans, membership benefits, or other virtual benefits. Specific prices, usage rules, validity periods, and refund rules are subject to the purchase page, order page, and backend configuration.
5.2 Beans and virtual benefits may only be used inside Zhiya Growth to redeem or use designated digital services. They cannot be withdrawn, transferred, exchanged for legal tender, or treated as stored-value cards, prepaid cards, or financial products.
5.3 For purchases of virtual goods, digital content, AI service quotas, membership benefits, and similar items inside the iOS app, we will comply with the Apple App Store Review Guidelines and use Apple IAP or close the relevant purchase entry. The iOS app will not direct users to WeChat Pay, Alipay, or other external payment methods for virtual goods or digital benefits.
5.4 If you purchase real-world goods, offline services, or non-IAP scenarios permitted by law and Apple rules, other payment methods may be displayed. The actual display is subject to product pages.
5.5 If order status is delayed due to network latency, third-party payment, Apple IAP, banks, risk control, or similar reasons, please refer to the order center and customer support verification results.
5.6 If you purchase an auto-renewable membership subscription through Apple App Store, payment will be charged to your Apple ID after purchase confirmation. Unless you turn off auto-renewal at least 24 hours before the end of the current subscription period, the subscription will renew automatically and be charged at the price displayed on the purchase page or in App Store. You can manage or cancel auto-renewal in Apple ID Subscriptions.